A bank considers each business on its merits when it comes to business finance. This means that how you present your business case to a bank decides whether you are given a high loan rate or a reasonable one.

 

Banks have a base rate on which they load a margin for risk, if your business is perceived as "riskier" than your competition, your competitor will get a better loan rate. This difference in interest costs can damage your potential competitive advantage.

 

If you are seeking a business loan or commercial finance then apply on line and allow us to assess your loan free. If you are looking for cash flow lending or finance to purchase a commercial property apply now!

 

The various business loans available are:

• Fixed or variable business loans
• Fixed rate (capped) business loans
• Business overdrafts
• Business lines of equity
• Receivable / debtor finance
• Commission in advance
• Rent roll finance
• Property development finance
• Bank guarantees
• Trade finance -export or import
• Franchise finance
• Bank guarantees
• Commercial property loans up to 85 %

For further details on loan application processes or products see below: